http://www.totalnoid.com/2008/08/11/american-express-stories/ Random Noid Musings Sat, 28 Jan 2012 03:38:53 -0500 http://wordpress.org/?v=2.8.4 hourly 1 http://www.totalnoid.com/2008/08/11/american-express-stories/comment-page-1/#comment-3888 Neil Singh Tue, 02 Dec 2008 03:23:06 +0000 http://www.totalnoid.com/?p=950#comment-3888 The economy will improve in time but we should make a firm stand and not give Amex any more business in the future. They don't deserve it. The economy will improve in time but we should make a firm stand and not give Amex any more business in the future. They don’t deserve it.

]]> http://www.totalnoid.com/2008/08/11/american-express-stories/comment-page-1/#comment-3372 Christy Fri, 17 Oct 2008 19:41:40 +0000 http://www.totalnoid.com/?p=950#comment-3372 I am in the same boat!!! I got a email today and was told my credit limit was decreased by $4300. That is outrageous!!!! I have always paid my bill on time with more then the min amount required. My husband and myself are going to tell them to stick their card where the sun don't shine. I called Discover and they said they are not going to reduce my limit and I am free to use their card. I am in the same boat!!! I got a email today and was told my credit limit was decreased by $4300. That is outrageous!!!! I have always paid my bill on time with more then the min amount required. My husband and myself are going to tell them to stick their card where the sun don’t shine. I called Discover and they said they are not going to reduce my limit and I am free to use their card.

]]> http://www.totalnoid.com/2008/08/11/american-express-stories/comment-page-1/#comment-3343 Ms. S. Mon, 13 Oct 2008 00:06:51 +0000 http://www.totalnoid.com/?p=950#comment-3343 WOW!! I thought I was the only person who had problems with Am/Ex. First I want to start by saying my husband passed away and I immediately called the company to inform them of his death. They cancelled the account's and told me I had to continue to make the payments until it was paid of in full. I inquired how do I open up my own account. I was told by the representative I had to get the balance below $5,000 so, I immediatey sent them a check for $2,700. After I didn't hear from them within 3 weeks I called them back then I was told I had to pay the balance off in full in addition to his Optima. I paid Am/Ex $9,700 in total to pay of Gold and Optima account. Long story short I found out after the fact from a Am/Ex representative I did not have to pay my deceased husbands accounts off because, I was not the account holder - I was only a authorizer user! They took advantage of a grieving widow. Now that I have my own Am/Ex account I had a limit of $15,000 and they lowered it to $7,000 and took away my revolving. I called to inquire and I was told due to negative information on my credit report. My credit report does not have anything negative. We/I had been a member for 16 years and NEVER missed a payment and ALWAYS paid more than what was due. I closed my accounts and told them to take the money I paid on my deceased husband account's and transfer the payments to my account. They told me it isn't nothing they can do about it now?!? I still get upset about this. WOW!! I thought I was the only person who had problems with Am/Ex.
First I want to start by saying my husband passed away and I immediately called the company to inform them of his death. They cancelled the account’s and told me I had to continue to make the payments until it was paid of in full. I inquired how do I open up my own account. I was told by the representative I had to get the balance below $5,000 so, I immediatey sent them a check for $2,700. After I didn’t hear from them within 3 weeks I called them back then I was told I had to pay the balance off in full in addition to his Optima. I paid Am/Ex $9,700 in total to pay of Gold and Optima account. Long story short I found out after the fact from a Am/Ex representative I did not have to pay my deceased husbands accounts off because, I was not the account holder – I was only a authorizer user! They took advantage of a grieving widow. Now that I have my own Am/Ex account I had a limit of $15,000 and they lowered it to $7,000 and took away my revolving. I called to inquire and I was told due to negative information on my credit report. My credit report does not have anything negative. We/I had been a member for 16 years and NEVER missed a payment and ALWAYS paid more than what was due. I closed my accounts and told them to take the money I paid on my deceased husband account’s and transfer the payments to my account. They told me it isn’t nothing they can do about it now?!? I still get upset about this.

]]>