CHESSNOID

It’s funny that most credit card companies have been mailing out cancellation notices or credit limit reduction letters explaining a change on your credit report has occurred that has caused them to take that action against you.  What they don’t tell you is the action that triggered a possible change in your FICO score is [...]

I thought I would blog about this since I have been getting requests of what this means.  Some people thought maybe there is someone trying to open up another account or something devious.  The good news is that is not the reason.
“So why would American Express request this information of my 2 years tax returns [...]

It’s funny how the news media continue to report the economy is better, and yet all the other information coming out is bad.  A good indicator of how people are doing is the rate of delinquency on credit cards.  Right now they are at extremely high rates and will continue to go up as more [...]