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	<title>Comments on: How do Banks and Credit Card Companies beat Usury Laws in America?</title>
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	<link>http://www.totalnoid.com/2010/01/11/how-do-banks-and-credit-card-companies-beat-usury-laws-in-america/</link>
	<description>Random Noid Musings</description>
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		<title>By: bikky</title>
		<link>http://www.totalnoid.com/2010/01/11/how-do-banks-and-credit-card-companies-beat-usury-laws-in-america/comment-page-1/#comment-9790</link>
		<dc:creator>bikky</dc:creator>
		<pubDate>Wed, 03 Feb 2010 20:35:06 +0000</pubDate>
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		<description>Whats messed up is thpe banks say consumers will be harmed if we try to pass laws to protect ourselves. Im sorry. Your problems are way worse if you go under because y ou cant have a credit card that offers you rates at 30% or higher. How many people do you know live off the high hog while borrowing at 30% and not go into debt?</description>
		<content:encoded><![CDATA[<p>Whats messed up is thpe banks say consumers will be harmed if we try to pass laws to protect ourselves. Im sorry. Your problems are way worse if you go under because y ou cant have a credit card that offers you rates at 30% or higher. How many people do you know live off the high hog while borrowing at 30% and not go into debt?</p>
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		<title>By: Paul Wynn</title>
		<link>http://www.totalnoid.com/2010/01/11/how-do-banks-and-credit-card-companies-beat-usury-laws-in-america/comment-page-1/#comment-9598</link>
		<dc:creator>Paul Wynn</dc:creator>
		<pubDate>Tue, 12 Jan 2010 16:02:53 +0000</pubDate>
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		<description>It&#039;s sad that these companies take advantage of people who buy things they want instead of what they really need.  Some only imagine that they just have to pay the minimum and fail to realize that they must eventually pay the whole thing off much less acknowledge the interests ..</description>
		<content:encoded><![CDATA[<p>It&#8217;s sad that these companies take advantage of people who buy things they want instead of what they really need.  Some only imagine that they just have to pay the minimum and fail to realize that they must eventually pay the whole thing off much less acknowledge the interests ..</p>
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		<title>By: Paul Wynn</title>
		<link>http://www.totalnoid.com/2010/01/11/how-do-banks-and-credit-card-companies-beat-usury-laws-in-america/comment-page-1/#comment-9597</link>
		<dc:creator>Paul Wynn</dc:creator>
		<pubDate>Tue, 12 Jan 2010 16:01:36 +0000</pubDate>
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		<description>:sad:</description>
		<content:encoded><![CDATA[<p> <img src='http://totalnoid.com/wp-content/plugins/smilies-themer/schnoopy/icon_sad.png' alt=':sad:' class='wp-smiley' /> </p>
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		<title>By: Paul Wynn</title>
		<link>http://www.totalnoid.com/2010/01/11/how-do-banks-and-credit-card-companies-beat-usury-laws-in-america/comment-page-1/#comment-9596</link>
		<dc:creator>Paul Wynn</dc:creator>
		<pubDate>Tue, 12 Jan 2010 15:57:41 +0000</pubDate>
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		<description>It&#039;s just sad that these companies take advantage of people who are desperate in getting something they want instead of need.  So many get worked up in thinking that paying over time will benefit them because all they have to do is pay the minimum but fail to acknowledge that they have eventually pay for it in full.  Much less acknowledge the interests
:sad:</description>
		<content:encoded><![CDATA[<p>It&#8217;s just sad that these companies take advantage of people who are desperate in getting something they want instead of need.  So many get worked up in thinking that paying over time will benefit them because all they have to do is pay the minimum but fail to acknowledge that they have eventually pay for it in full.  Much less acknowledge the interests<br />
 <img src='http://totalnoid.com/wp-content/plugins/smilies-themer/schnoopy/icon_sad.png' alt=':sad:' class='wp-smiley' /> </p>
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