CHESSNOID

I used to have perfect credit and multiple credit cards from American Express, Bank of America, Citibank, Chase Manhattan and many other little companies for the past 20 years that they absorbed or merged into their too big too fail banks. And then over 3 years ago, literally overnight the banks cut my credit [...]

Now that easy credit no longer exists and banks are still in trouble, we will start to see affinity credit cards disappear.  Than means American Express, Visa, and Mastercard store brand and rewards cards will be converted in the future or become pay a fee program.  If I were you, then I might start spending [...]

Awhile back, I saw this video from Rockerchic4God and posted her video here on my blog.  I will repost her video below so you can listen to her explanation of why she has decided to withhold her payments from her credit card company.  In a nutshell, the bank increased her interest rate and minimum monthly [...]

As always different sources try to spin the same stories as good and bad.  According to Transunion the delinquency has improved.  They base that on the data they collect (which they don’t do very accurately).  Just pull up your credit report and you will find some inaccuracies.
Nasdaq:
Consumer data collection firm TransUnion reported Monday that credit [...]