CHESSNOID

Awhile back, I saw this video from Rockerchic4God and posted her video here on my blog.  I will repost her video below so you can listen to her explanation of why she has decided to withhold her payments from her credit card company.  In a nutshell, the bank increased her interest rate and minimum monthly [...]

As always different sources try to spin the same stories as good and bad.  According to Transunion the delinquency has improved.  They base that on the data they collect (which they don’t do very accurately).  Just pull up your credit report and you will find some inaccuracies.
Nasdaq:
Consumer data collection firm TransUnion reported Monday that credit [...]

You have good to perfect credit, a high FICO score, and you haven’t made any late payments to any creditor.  Why the surprise when you open your statement and your credit card company gives you an unwanted gift in the form of higher rates, higher minimum payments, lower credit limits, and of course higher fees?  [...]