CHESSNOID

In this economy, it shouldn’t surprise anyone that bad credit is increasing.  And of course it will continue to do so since the economy is still getting worse in my opinion.  However, bad credit doesn’t stay with you forever.  The longest bad credit ratings stay with you is 7 years excluding bankruptcy.
However, if you are [...]

I have blogged about this numerous times on amex cutting my credit limits and cancelling my cards.  If it hasn’t happened to you, then it probably will soon.  The only reason you are here is that your account is probably in the current amex portfolio that was picked as a credit risk.  These are the [...]

Over 2 years ago I posted a blog titled Protect yourself from the current recession and coming depression. I was very pessimistic about the economy back then and felt the Bush administration’s experts screwed everything up. Then I read what the Obama’s administrations plan on spending money on a stimulus package and felt [...]

This is just an AP article that came out today. I doubt it will receive media attention, but it does demonstrate that you don’t have to take abuse from debt collectors and that you can fight them. This gentleman sued the debt collector and won. This case took 4 years to [...]